Laws+and+protection+regarding+E-Commerce

Post your work on Laws and Protection regarding E-commerce on this page.
Include:
 * Concerns relating to e-commerce
 * Examples of sites where information can be found to assist/advise
 * Examples of scams/viruses

__Ways to tell if your purchases are Legitimate and secure__
__ ﻿ __ __ ﻿ __Security of transactions is always a major concern in regard to E-commerce. We always want to know whether our payments are verifiable and if we are purchasing real items, but sometimes we become desperate for a product and become careless. Whilst most online retailers are actually legitimate, there are a many who are trying to scam customers into giving personal details for money. It is usually fairly simple to distinguish between legitimate enterprises and fake ones and this can be done in a few simple steps. 1. **Does the site have “Https” instead of “http”?** //This is a security feature and ensures that the site is secure and will not be compromised.// 2. **Does the site have a padlock symbol next to the address?** //This is another way of making sure that the website is secure and that your details will not be taken.// 3. **Are there any Typos or incorrect grammar on the website?** //This is an indication that the website is illegitimate, because many websites are hastily put together to scam people.// 4. **Does accessing the website trip your antivirus software?** //This is a clear indication that the website trying to either steal your information or inject a virus onto your system.// 5. **Is the Purchase simply too good to be true?** //Sometimes common sense is the best detection method, so think can I really buy a new boat for $2.50// 6. **Is there anything that seems out of place?** //Popups and pictures that doesn’t have anything to do with the information it is trying to give can be a sign that the website you just tried to access is trying to scam or steal your money// **7. Does it ask for personal details or credit card details for the rights to access the site?** //Unless the site has security features and is a certified site never trust websites with this requirements.// If any of these issues occur it might be best to reconsider your purchase from this site, no matter how good a bargain you might have been getting. Ask a professional for help or use the website [|http://www.scamwatch.gov.au]. <span style="background-color: transparent; color: #000000; display: block; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;"> <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; margin-bottom: 0pt; text-align: left; text-decoration: none; vertical-align: auto;">Scams and Viruses Today, scams very common. And while most of us can see past the simple scams, there are many new, more advanced scammers out there. However With a bit of **information** we can all detect and avoid scams. SCAMS <span style="background-color: transparent; color: #000000; display: block; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;"> <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; margin-bottom: 0pt; text-align: left; text-decoration: none; vertical-align: auto;">A miracle cure scam is the snake oil of the modern world. They offer a drug that will cure all ills, but will take your money and leave you with a glorified vial of water. You can quite easily see past these scams with a bit of common sense. <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; margin-bottom: 0pt; text-align: left; text-decoration: none; vertical-align: auto;">These scams are becoming more and more common these days with social networking sites. They simply find a photo of you and your basic information and can then use it to steal your money, accounts and your friend’s information. You can prevent this by using a secure password and regularly changing it. <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; margin-bottom: 0pt; text-align: left; text-decoration: none; vertical-align: auto;">These scams will offer you thousands of dollars in cash after you make only a small investment and your credit card details. You can avoid these with a bi of common sense and being frugal with your credit card. <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; margin-bottom: 0pt; text-align: left; text-decoration: none; vertical-align: auto;">In a mobile phone scam you may receive a text message or call from an unknown number offering you money if you call back. Then they will make you wait on the line for several hours at a very high cost only to eventually hang up on you. To avoid these simply never call an unknown number or respond to a confusing text message. <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; margin-bottom: 0pt; text-align: left; text-decoration: none; vertical-align: auto;">These scams usually are found in internet chat rooms or online dating sites. They will befriend you slowly and then ask for money for their injuries or to get money out of their countries. IF a relationship on the internet ever starts to look suspicious confront the individual or just stop talking to them. <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; margin-bottom: 0pt; text-align: left; text-decoration: none; vertical-align: auto;">A banking scam can come in several forms, but the most common is a website that will pose as your online banking service and ask for your account details. Another type is where you will receive a text message saying that your account has been hacked and that they need your details. For both of these simply use caution and pay attention to your banks policies such as if they send out text messages at all. <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; margin-bottom: 0pt; text-align: left; text-decoration: none; vertical-align: auto;">Pyramid schemes may seem very appealing but they can be dangerous to everyone involved. They require you to pay $500 to enter the scheme and then make you ask your friends to pay you to join as well. These schemes will become problematic as if none of your friends want to =join you are out $500. Moral of the story, never join a pyramid. <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; margin-bottom: 0pt; text-align: left; text-decoration: none; vertical-align: auto;">These scams are found in websites and in spam mail. The emails and websites involve a payment or an upfront fee to but certain start up materials or software. The scammers ask you to make goods that will never be sold and sell software that will not work. Some scams also offer a once in a lifetime opportunity to a dream job and guarantee a position. <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; margin-bottom: 0pt; text-align: left; text-decoration: none; vertical-align: auto;">Lottery and sweepstakes scams are usually an official looking letter or an email from a lottery company that is situated overseas. It will tell you that you have won an obscene amount of money in a lottery that you did not enter. They will use names that either seem legitimate or are actually real and ask for your credit card details to transfer the money or to pay for bank fees, courier charges and things like that. <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;"> One of the most common scams that are found on the Internet is pop-ups or other forms of online advertisements that offer to give you free access to free shares, downloads, trials, or holidays. They claim to give you free products but they require you to provide personal information such as credit cards and bank accounts. To protect yourself from these forms of scams, you just need to follow the following precautions: 1. Never provide personal details to people or websites who you do not trust. 2. Read the terms and conditions of the offer to make sure that it is legitimate and if there are any hidden costs. 3. Refrain from sending money or credit card/bank account details through emails. 4. Don't click on pop-up advertisements.
 * <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">**Miracle cure scams**
 * <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">**<span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">Identity theft scams **
 * <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">**<span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">Investment scams (get rich quick) **
 * <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">**<span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">Mobile phone scams **
 * <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">**<span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">Money transfer scams ( poor African needs cash ) **
 * <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">**<span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">Banking scams **
 * <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">**<span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">Pyramid schemes **
 * <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">**<span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">Employment scams **
 * <span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">**<span style="background-color: transparent; color: #000000; font-family: Times New Roman; font-size: 16px; text-align: left; text-decoration: none; vertical-align: auto;">Lottery/sweepstakes scams **
 * **'Free' Offers on the Internet**

This is a type of malware that scammers and hackers attempt to install onto yoiur computer. If the malware is successfully installed onto your computer, scammers can spy on your activities (what websites you visit and what you do on them). They can also acquire the information and details that you store on the computer. Key-Loggers are similar, but instead of tracking your activities, they are software that record exactly what keys you press on the keyboard. Key-loggers are mainly used to steal personal information and acquire passwords. To protect your computer from spyware and key-loggers, take these precautions: 1. Do not open suspicious files or spam emails. 2. Install trustworthy software that protect your computer from viruses and spyware. Some recommended programs are Norton, Kaspersky, McAfee and and AVG. 3. Do not download files from untrustworthy sources. 4. Refrain from using autocomplete for filling out personal information.
 * **Spyware and Key-Loggers**